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A trusted capital partner for small and mid-sized businesses nationwide.

Responsible business financing · Secure data handling · Relationship-focused support

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All financing products are subject to credit approval, underwriting review, and verification of information and documentation provided by the applicant. Approval decisions are based on multiple factors, which may include business performance, credit history, cash flow, time in business, industry type, and overall risk profile. Financing is not guaranteed.

Rates, fees, repayment terms, funding amounts, and approval timelines vary based on applicant qualifications, financing product, and state availability. Not all applicants will qualify for the lowest available rates or the maximum funding amounts. Individual terms and conditions will be disclosed prior to execution of any financing agreement.

Not all businesses, industries, or business structures are eligible for financing. Certain industries are restricted as outlined in our Prohibited Businesses policy, and additional underwriting requirements may apply depending on the financing product, state of operation, or risk considerations. Financing may not be available in all states.

Same-day or expedited funding may be available for eligible financing products, subject to completed documentation, verification, cutoff times, and final approval. Applications completed after applicable cutoff times, on weekends, or on bank holidays may result in funding occurring on the next business day or within several business days.

Certain funding methods may require additional registration and acceptance of applicable terms and conditions. Instant or accelerated funding options, where available, may be subject to minimum and maximum funding thresholds, daily limits, bank participation, and account or card verification requirements. Transfer times are estimates only and may be subject to delays or additional restrictions.

Early payoff of certain financing products may require payment of a portion of unpaid interest, fees, or other charges as disclosed in the applicable agreement. Any early payoff terms, discounts, or adjustments are governed by the terms of the executed financing agreement.

Eligibility for the most favorable rates, fees, or terms is limited and typically reserved for businesses demonstrating strong creditworthiness, consistent cash flow, and favorable risk characteristics. Any average or example rates, if displayed, are provided for informational purposes only and may not reflect the terms available to all applicants.